Crypto Staking Simulator

Estimate staking rewards with compound growth — honestly.

Configure your simulation below

Choose Your Asset Top ~100 coins by market cap · CoinGecko

⚠️ This asset has no native staking. Enter a custom rate if you're using a lending/earn product — some exchanges and platforms offer yield on it, but it isn't protocol-level staking.

Amount Staked (USD)

Staking APR

Effective APY: — (compounded monthly)

Pre-filled rates are approximate APRs (mid-2026) and vary by validator/platform — always editable, verify with your provider.

Duration 1 year

12 mo

Compounding: monthly — rewards are reinvested and earn rewards themselves each month.

Projected Growth

Final Value

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Staked

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Final

—

Total Rewards Earned —

The Real Picture

Your — is the starting point, not the ending point. Here’s what fees, inflation, and price risk actually do to it.

1Fees — Gross → Net

Fee (validator / platform commission)?The cut the validator or platform takes from your rewards (often 5–10%).

— Gross APR

−

— Fee

— Net APR (what you keep)

Gross APR?The advertised staking rate, before any fees.—

Net APR?What you actually earn after fees are deducted.—

Net final value—

2Inflation — Net → Real

Token inflation (annual emission rate)?New coins the network creates to pay rewards — this dilutes holders.

This is crypto token inflation, not economic inflation. It means new coins the blockchain issues to pay staking rewards (e.g. Cosmos, NEAR) — it measures how much the coin’s total supply grows, which dilutes your share. Real yield subtracts it: a 14% APR with 10% token inflation is ≈ 4% real.

Net APR?What you actually earn after fees are deducted.—

Token inflation?New coins the network creates to pay rewards — this dilutes holders.—

Real yield?Your net APR minus token inflation — your true growth relative to total supply.—

3Price Risk — Paid In Token, Priced In USD

Price change (hypothetical, over the period)?A hypothetical change in the token’s price over the period.

Your Real USD Outcome

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Staked

—

USD outcome?Your result in dollars, since rewards are paid in the token — price moves matter.

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This outcome already accounts for your fee (it's built from your net-of-fees coin count) and the price scenario above. Token inflation isn’t subtracted again here — it’s shown separately as Real yield in Stage 2, so dilution is never double-counted.

APR vs APY — know what your platform quotes

APR (Annual Percentage Rate) is the simple, non-compounding rate — typical of native staking where you manually claim and re-stake rewards yourself. This is what the Staking APR field above asks for.

APY (Annual Percentage Yield) already accounts for compounding — typical of liquid staking or auto-compounding products that reinvest rewards for you. The same underlying rate quoted as APY will always look bigger than as APR — that's exactly what the Effective APY figure above shows for your entered rate.

Fees, inflation, and price movement above are editable estimates — actual figures vary by validator, network, and market conditions. Educational — not investment advice.

Staking rewards are estimates — actual rates fluctuate with network conditions and validator performance. Educational — not investment advice. Data: CoinGecko.